Free consultation — call or text (XXX) XXX-XXXX Mon–Fri 9 AM–6 PM  ·  Sat 10 AM–2 PM
Independent & Unbiased — No Carrier Quotas

Protect Your Family.
Affordable Coverage
Made Simple.

I help families find the right Final Expense Insurance and health coverage — at no cost to you. No pressure, no confusing jargon. Just honest guidance from a licensed, independent broker.

Licensed & Appointed
Always Free to You
Fast, Same-Day Response

Get a Free Quote

Takes less than 60 seconds. No obligation.

500+ Families Protected
10+ Top Carriers
100% Free to You
5★ Client Satisfaction

Carriers We Work With

Mutual of Omaha Transamerica AIG / American General Foresters Financial Gerber Life Americo
What I Do

Coverage Solutions for Every Stage of Life

Whether you need to protect your family's future or find affordable health coverage, I'll find the right plan at the right price — from multiple carriers.

Final Expense Insurance

Give your family peace of mind by covering funeral costs, medical bills, and end-of-life expenses. Guaranteed acceptance options available — no medical exam required.

Learn about Final Expense →

ACA / Marketplace Plans

Self-employed, between jobs, or not covered through work? I'll help you find an ACA plan and maximize the tax credits you may qualify for — often $0/month plans available.

Explore Marketplace plans →

Ancillary & Supplemental

Fill coverage gaps with dental, vision, hospital indemnity, and supplemental plans that work alongside your primary insurance to give you complete protection.

Ask about ancillary plans →
The Process

Simple. Personal. Pressure-Free.

Getting the right coverage shouldn't be stressful. Here's how I make it easy.

1

Free Consultation

We talk by phone or video about your situation, coverage needs, budget, and goals. No jargon, no pressure — just an honest conversation.

2

Plan Comparison

I research options across 10+ carriers and present a clear, side-by-side comparison — with my honest recommendation on what's best for you.

3

Enrollment

When you're ready, I handle the paperwork and walk you through every step. No confusion, no surprises — I'm with you from start to finish.

4

Ongoing Support

I'm your broker year-round for billing questions, policy changes, and annual reviews to make sure you're always in the best plan for your needs.

Client Stories

Families We've Helped

Real people, real peace of mind.

★★★★★

"Gustavo made the whole process so easy. I was worried about leaving my family with debt, and now I have peace of mind knowing they're covered. He was patient and never pushy."

M
Maria R.
Final Expense client, age 67
★★★★★

"I had no idea I qualified for a $0/month health plan. Gustavo found it in minutes. He explained everything clearly and handled all the enrollment paperwork for me."

J
James T.
ACA Marketplace client, self-employed
★★★★★

"After my husband passed, I needed to get my own coverage sorted out quickly. Gustavo was incredibly kind, walked me through all my options, and got everything set up within a week."

L
Linda S.
Final Expense & ACA client
About Gustavo

An Independent Broker Working for You

As an independent broker, I'm not tied to any single insurance company. That means I shop the market on your behalf and give you unbiased advice — not a sales pitch driven by quotas or commissions from a specific carrier.

I specialize in helping individuals and families protect what matters most — from affordable Final Expense Insurance to comprehensive ACA Marketplace health coverage.

  • Licensed independent insurance broker
  • Appointed with 10+ top-rated carriers
  • Continuing education current — license in good standing
  • No fee to you — compensation comes from carriers
Learn More About Me

Ready to Protect Your Family?

Book a free, no-obligation consultation. I'll help you understand your options and make a confident decision — in plain language.

Call Now Free Quote