Independent & Unbiased

Health Insurance Made Simple

I work for you — not an insurance company. Get personalized guidance on Medicare and ACA Marketplace plans at no cost to you.

Licensed & Appointed
Fast Response
Always Free to You

Get a Free Quote

Licensed Independent Broker
Access to Top Carriers
Personalized Service
No Cost to You

Carriers We Work With

UnitedHealthcare Blue Cross Blue Shield Humana Aetna Cigna Molina Healthcare
What I Do

Coverage Solutions for Every Stage of Life

Whether you're approaching Medicare age or shopping for Marketplace coverage, I'll help you find the right plan at the right price.

Medicare Plans

Turning 65 or on disability? I'll walk you through Medicare Advantage, Medigap, and Part D drug plans to find the coverage that fits your doctors, medications, and budget.

Learn about Medicare →

ACA / Marketplace Plans

Self-employed, between jobs, or not offered insurance at work? I'll help you find an ACA plan and maximize any tax credits you may qualify for.

Explore Marketplace plans →

Ancillary & Supplemental

Fill the gaps in your coverage with dental, vision, hospital indemnity, and other supplemental plans that work alongside your primary insurance.

Ask about ancillary plans →
The Process

Simple. Personal. Pressure-Free.

1

Free Consultation

We talk — by phone or video — about your situation, health needs, budget, and preferred doctors or medications.

2

Plan Comparison

I research options across multiple carriers and present a clear, side-by-side comparison — with my honest recommendation.

3

Enrollment

When you're ready, I handle the paperwork and walk you through enrollment step by step. No confusion, no surprises.

4

Ongoing Support

I'm your broker year-round — for billing questions, plan changes, and your annual review to make sure you're still in the best plan.

About Gustavo

An Independent Broker Working for You

As an independent broker, I'm not tied to any single insurance company. That means I shop the market on your behalf and give you unbiased advice — not a sales pitch.

I specialize in helping individuals and families navigate the often-confusing world of health insurance: from first-time Marketplace enrollees to those entering Medicare for the first time.

  • Licensed health insurance broker
  • Appointed with multiple top-rated carriers
  • Continuing education current
  • No fee — my compensation comes from carriers at no extra cost to you
Learn More About Me

Ready to Find the Right Plan?

Book a free, no-obligation consultation. I'll help you understand your options and make a confident decision.