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Why Independent Matters

The Difference an Independent Broker Makes

Not all insurance help is the same. Here's how working with an independent broker compares to other options.

Gustavo Berenfus
Multi Award
by MetLife
UHC Recognition
Gustavo A. Berenfus
Licensed Independent Insurance Broker · 26HCS LLC

With over 20 years of experience in the life and health insurance industry, I have dedicated my career to one purpose: helping individuals and families find the coverage they truly need, at a price they can afford, with no pressure and no conflicts of interest.

As an independent broker, I work exclusively for you, not for any insurance company. That independence has allowed me to build lasting relationships with hundreds of families across the U.S., earning me multi-award recognition from MetLife and acknowledgment from UHC for outstanding service and client advocacy.

I am licensed in multiple states and appointed with 10+ A rated carriers, which means I always have access to the broadest possible range of options to find the right fit for your situation.

20+ Years of Experience
Multi Award by MetLife
UHC Recognition
Licensed in 10+ States
Independent Broker (Me) Captive Agent (One Carrier) Direct Enrollment (DIY)
Compares multiple carriers
Personalized guidance Partial
No cost to you
Ongoing support & annual review Partial
Unbiased (no carrier quotas)
My Commitment

How I Work With Every Client

Honesty First

I'll tell you when a plan is a good fit. and when it isn't. I'd rather lose a sale than put you in the wrong coverage.

Fast Response

I understand that insurance decisions are often time-sensitive. I respond quickly and keep you informed throughout the process.

Long-Term Relationship

I'm not just here to sign you up. I'll be your resource for billing questions, life changes, and your annual plan review year after year.

Let's Work Together

Book a free, no-obligation consultation and experience the difference of working with an independent broker.

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