/* =============================================
   26 Healthcare — Shared Stylesheet
   Sharp Professional Blue Theme
   ============================================= */

/* --- Reset & Base --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --blue-dark:   #0f3d84;
  --blue-mid:    #1565c0;
  --blue-bright: #1976d2;
  --blue-light:  #e3edf8;
  --blue-xlight: #f0f6ff;
  --accent:      #0288d1;
  --green:       #1b8a4a;
  --green-light: #e6f4ec;
  --text-dark:   #0d1b2e;
  --text-mid:    #374151;
  --text-light:  #6b7280;
  --border:      #dde4ee;
  --border-mid:  #c5d0e0;
  --bg:          #f5f8fc;
  --white:       #ffffff;
  --shadow-xs:   0 1px 2px rgba(15,61,132,.07);
  --shadow-sm:   0 2px 6px rgba(15,61,132,.09);
  --shadow-md:   0 6px 24px rgba(15,61,132,.12);
  --shadow-lg:   0 16px 48px rgba(15,61,132,.16);
  --radius:      6px;
  --radius-lg:   12px;
  --max-w:       1100px;
  --header-h:    64px;
}

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  color: var(--text-dark);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { color: var(--blue-mid); text-decoration: none; }
a:hover { text-decoration: underline; }

/* --- Utility --- */
.container { max-width: var(--max-w); margin: 0 auto; padding: 0 24px; }
.section { padding: 80px 0; }
.section--gray { background: var(--bg); }
.section--blue { background: var(--blue-dark); color: var(--white); }
.text-center { text-align: center; }
.text-muted { color: var(--text-light); font-size: .88rem; }
.badge {
  display: inline-block;
  background: var(--blue-xlight);
  color: var(--blue-mid);
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  padding: 4px 12px;
  border-radius: 100px;
  margin-bottom: 14px;
  border: 1px solid var(--blue-light);
}

/* --- Typography --- */
h1, h2, h3, h4 { line-height: 1.2; font-weight: 700; color: var(--text-dark); letter-spacing: -.02em; }
h1 { font-size: clamp(2rem, 5vw, 3rem); }
h2 { font-size: clamp(1.5rem, 3.5vw, 2rem); margin-bottom: 14px; }
h3 { font-size: 1.1rem; margin-bottom: 8px; letter-spacing: -.01em; }
p  { margin-bottom: 16px; color: var(--text-mid); line-height: 1.7; }
p:last-child { margin-bottom: 0; }

.section-title { margin-bottom: 8px; }
.section-sub  { font-size: 1.02rem; color: var(--text-light); max-width: 580px; line-height: 1.7; }
.section-header { margin-bottom: 52px; }
.section-header.text-center .section-sub { margin: 0 auto; }

/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: .9rem;
  font-weight: 600;
  padding: 11px 22px;
  border-radius: var(--radius);
  border: 1.5px solid transparent;
  cursor: pointer;
  transition: background .15s, color .15s, border-color .15s, box-shadow .15s, transform .1s;
  text-decoration: none;
  white-space: nowrap;
  letter-spacing: .01em;
}
.btn:hover { transform: translateY(-1px); text-decoration: none; }
.btn-primary  { background: var(--blue-mid); color: var(--white); border-color: var(--blue-mid); box-shadow: 0 2px 8px rgba(21,101,192,.3); }
.btn-primary:hover { background: var(--blue-dark); border-color: var(--blue-dark); box-shadow: 0 4px 14px rgba(21,101,192,.4); }
.btn-outline  { background: transparent; color: var(--blue-mid); border-color: var(--blue-mid); }
.btn-outline:hover { background: var(--blue-xlight); }
.btn-white    { background: var(--white); color: var(--blue-dark); border-color: var(--white); box-shadow: 0 2px 8px rgba(0,0,0,.15); }
.btn-white:hover { background: #f0f6ff; }
.btn-green    { background: var(--green); color: var(--white); border-color: var(--green); box-shadow: 0 2px 8px rgba(27,138,74,.3); }
.btn-green:hover { background: #166e3b; }
.btn-lg { font-size: 1rem; padding: 14px 30px; }
.btn-sm { font-size: .82rem; padding: 8px 16px; }

/* =============================================
   HEADER / NAV
   ============================================= */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--white);
  border-bottom: 1px solid var(--border);
  height: var(--header-h);
  box-shadow: var(--shadow-sm);
}
.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
}
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}
.logo-mark {
  width: 38px;
  height: 38px;
  background: var(--blue-dark);
  color: var(--white);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1rem;
  letter-spacing: -.5px;
  flex-shrink: 0;
  box-shadow: 0 2px 6px rgba(15,61,132,.3);
}
.logo-text { font-size: 1rem; font-weight: 700; color: var(--text-dark); line-height: 1.2; letter-spacing: -.01em; }
.logo-text span { display: block; font-size: .7rem; font-weight: 400; color: var(--text-light); letter-spacing: .01em; }

.main-nav { display: flex; align-items: center; gap: 2px; }
.main-nav a {
  font-size: .86rem;
  font-weight: 500;
  color: var(--text-mid);
  padding: 6px 12px;
  border-radius: var(--radius);
  text-decoration: none;
  transition: background .12s, color .12s;
  letter-spacing: .01em;
}
.main-nav a:hover, .main-nav a.active { background: var(--blue-xlight); color: var(--blue-dark); font-weight: 600; }

.header-ctas { display: flex; align-items: center; gap: 8px; }

.nav-toggle { display: none; background: none; border: none; cursor: pointer; padding: 6px; }
.nav-toggle span {
  display: block; width: 20px; height: 2px;
  background: var(--text-dark); margin: 5px 0; border-radius: 2px;
  transition: all .2s;
}

/* =============================================
   HERO
   ============================================= */
.hero {
  background: linear-gradient(140deg, #0a2d6e 0%, #0f3d84 45%, #1565c0 100%);
  color: var(--white);
  padding: 88px 0 80px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 70% 50%, rgba(21,101,192,.25) 0%, transparent 60%),
    url("data:image/svg+xml,%3Csvg width='40' height='40' viewBox='0 0 40 40' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none'%3E%3Ccircle cx='20' cy='20' r='1' fill='%23ffffff' fill-opacity='0.06'/%3E%3C/g%3E%3C/svg%3E") repeat;
  pointer-events: none;
}
.hero-inner {
  display: grid;
  grid-template-columns: 1fr 400px;
  gap: 56px;
  align-items: center;
  position: relative;
}
.hero h1 { color: var(--white); margin-bottom: 18px; text-shadow: 0 1px 4px rgba(0,0,0,.15); }
.hero p  { color: rgba(255,255,255,.85); font-size: 1.08rem; max-width: 500px; }
.hero-ctas { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 32px; }
.hero-trust {
  display: flex;
  align-items: center;
  gap: 20px;
  margin-top: 30px;
  flex-wrap: wrap;
  padding-top: 24px;
  border-top: 1px solid rgba(255,255,255,.12);
}
.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: .82rem;
  font-weight: 500;
  color: rgba(255,255,255,.72);
  letter-spacing: .02em;
}

.hero-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px;
  box-shadow: var(--shadow-lg);
  border: 1px solid rgba(255,255,255,.1);
}
.hero-card h3 { color: var(--text-dark); margin-bottom: 22px; font-size: 1.05rem; }
.quick-form { display: flex; flex-direction: column; gap: 12px; }
.quick-form input, .quick-form select {
  width: 100%;
  padding: 11px 14px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  font-size: .92rem;
  color: var(--text-dark);
  background: var(--white);
  transition: border-color .15s, box-shadow .15s;
}
.quick-form input:focus, .quick-form select:focus {
  outline: none;
  border-color: var(--blue-mid);
  box-shadow: 0 0 0 3px rgba(21,101,192,.1);
}
.form-consent {
  font-size: .72rem;
  color: var(--text-light);
  line-height: 1.5;
}
.form-consent a { color: var(--text-light); text-decoration: underline; }

/* =============================================
   TRUST BAR
   ============================================= */
.trust-bar {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  padding: 18px 0;
}
.trust-bar-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: .82rem;
  color: var(--text-mid);
  font-weight: 600;
  letter-spacing: .01em;
}
.trust-item svg { color: var(--blue-mid); flex-shrink: 0; }

/* =============================================
   CARRIER LOGOS
   ============================================= */
.carrier-bar {
  background: var(--bg);
  border-bottom: 1px solid var(--border);
  padding: 28px 0;
}
.carrier-bar-label {
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--text-light);
  text-align: center;
  margin-bottom: 18px;
}
.carrier-logos {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  flex-wrap: wrap;
}
.carrier-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 9px 20px;
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  font-size: .82rem;
  font-weight: 700;
  color: var(--text-mid);
  letter-spacing: .01em;
  box-shadow: var(--shadow-xs);
  transition: border-color .15s, box-shadow .15s, color .15s;
  white-space: nowrap;
}
.carrier-badge:hover {
  border-color: var(--blue-mid);
  color: var(--blue-dark);
  box-shadow: var(--shadow-sm);
  text-decoration: none;
}
.carrier-badge .dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  margin-right: 7px;
  flex-shrink: 0;
}

/* =============================================
   CARDS / SERVICES
   ============================================= */
.cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
}
.card {
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px;
  transition: box-shadow .2s, transform .2s, border-color .2s;
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); border-color: var(--border-mid); }
.card-icon {
  width: 48px; height: 48px;
  background: var(--blue-xlight);
  border-radius: var(--radius);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 16px;
  color: var(--blue-dark);
  border: 1px solid var(--blue-light);
}
.card h3 { color: var(--text-dark); }
.card p  { font-size: .88rem; }
.card-link { font-size: .86rem; font-weight: 600; color: var(--blue-mid); margin-top: 16px; display: inline-flex; align-items: center; gap: 4px; }
.card-link:hover { text-decoration: none; color: var(--blue-dark); }

/* =============================================
   HOW IT WORKS
   ============================================= */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 32px;
}
.step { text-align: center; }
.step-num {
  width: 48px; height: 48px;
  background: var(--blue-dark);
  color: var(--white);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-weight: 800; font-size: 1rem;
  margin: 0 auto 16px;
  box-shadow: 0 3px 10px rgba(15,61,132,.25);
}
.step h3 { margin-bottom: 8px; }
.step p  { font-size: .88rem; }

/* =============================================
   CTA BANNER
   ============================================= */
.cta-banner {
  background: linear-gradient(140deg, #0a2d6e 0%, #0f3d84 50%, #1565c0 100%);
  color: var(--white);
  padding: 72px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 70% 80% at 50% 50%, rgba(25,118,210,.2) 0%, transparent 70%);
  pointer-events: none;
}
.cta-banner h2 { color: var(--white); position: relative; }
.cta-banner p  { color: rgba(255,255,255,.8); max-width: 500px; margin: 0 auto 28px; position: relative; }
.cta-banner-btns { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; position: relative; }

/* =============================================
   ABOUT SECTION
   ============================================= */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.about-img-wrap {
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: var(--blue-xlight);
  aspect-ratio: 4/3;
  display: flex; align-items: center; justify-content: center;
  border: 1.5px solid var(--blue-light);
}
.about-img-placeholder {
  color: var(--blue-dark);
  opacity: .2;
}
.credentials { list-style: none; margin-top: 20px; display: flex; flex-direction: column; gap: 10px; }
.credentials li {
  display: flex; align-items: center; gap: 10px;
  font-size: .88rem; color: var(--text-mid);
}
.credentials svg { color: var(--green); flex-shrink: 0; }

/* =============================================
   CONTACT / FORM SECTION
   ============================================= */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 56px;
  align-items: start;
}
.contact-info { display: flex; flex-direction: column; gap: 24px; }
.contact-method {
  display: flex; gap: 16px; align-items: flex-start;
}
.contact-method-icon {
  width: 42px; height: 42px;
  background: var(--blue-xlight);
  border-radius: var(--radius);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  color: var(--blue-dark);
  border: 1px solid var(--blue-light);
}
.contact-method h4 { font-size: .88rem; margin-bottom: 2px; }
.contact-method p  { font-size: .88rem; margin: 0; }
.contact-method a  { color: var(--blue-mid); font-weight: 600; }

.contact-form-wrap {
  background: var(--bg);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 36px;
}
.contact-form-wrap h3 { margin-bottom: 24px; }
.form-group { margin-bottom: 16px; }
.form-group label {
  display: block;
  font-size: .8rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 5px;
  letter-spacing: .02em;
  text-transform: uppercase;
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 11px 14px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  font-size: .92rem;
  color: var(--text-dark);
  background: var(--white);
  transition: border-color .15s, box-shadow .15s;
  font-family: inherit;
}
.form-group textarea { min-height: 100px; resize: vertical; }
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--blue-mid);
  box-shadow: 0 0 0 3px rgba(21,101,192,.1);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }

/* =============================================
   FAQ ACCORDION
   ============================================= */
.faq-list { max-width: 720px; margin: 0 auto; }
.faq-item {
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  margin-bottom: 8px;
  overflow: hidden;
}
.faq-question {
  width: 100%;
  text-align: left;
  padding: 17px 20px;
  background: var(--white);
  border: none;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: .92rem;
  font-weight: 600;
  color: var(--text-dark);
  transition: background .12s;
  gap: 12px;
}
.faq-question:hover { background: var(--bg); }
.faq-answer {
  display: none;
  padding: 0 20px 18px;
  font-size: .88rem;
  color: var(--text-mid);
  line-height: 1.7;
  border-top: 1px solid var(--border);
  padding-top: 14px;
}
.faq-item.open .faq-answer { display: block; }
.faq-item.open .faq-icon { transform: rotate(45deg); }
.faq-icon { transition: transform .2s; font-size: 1.2rem; color: var(--blue-mid); flex-shrink: 0; }

/* =============================================
   CHECKLIST
   ============================================= */
.checklist { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.checklist li {
  display: flex; gap: 10px; align-items: flex-start;
  font-size: .92rem; color: var(--text-mid);
}
.checklist li::before {
  content: "";
  display: block;
  width: 18px; height: 18px;
  min-width: 18px;
  background: var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='white'%3E%3Cpath fill-rule='evenodd' d='M16.707 5.293a1 1 0 010 1.414l-8 8a1 1 0 01-1.414 0l-4-4a1 1 0 011.414-1.414L8 12.586l7.293-7.293a1 1 0 011.414 0z' clip-rule='evenodd'/%3E%3C/svg%3E") center/12px no-repeat;
  border-radius: 50%;
  flex-shrink: 0;
  margin-top: 3px;
}

/* =============================================
   PAGE HERO (inner pages)
   ============================================= */
.page-hero {
  background: linear-gradient(140deg, #0a2d6e 0%, #0f3d84 50%, #1565c0 100%);
  color: var(--white);
  padding: 60px 0;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 60% 80% at 80% 50%, rgba(25,118,210,.2) 0%, transparent 60%);
  pointer-events: none;
}
.page-hero h1 { color: var(--white); margin-bottom: 12px; position: relative; }
.page-hero p  { color: rgba(255,255,255,.82); font-size: 1.02rem; max-width: 560px; position: relative; }
.page-hero .badge { background: rgba(255,255,255,.12); color: rgba(255,255,255,.9); border-color: rgba(255,255,255,.2); }

/* =============================================
   HIGHLIGHT BOXES
   ============================================= */
.highlight-box {
  background: var(--blue-xlight);
  border-left: 3px solid var(--blue-mid);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 18px 22px;
  margin: 24px 0;
}
.highlight-box p { color: var(--text-dark); margin: 0; font-size: .92rem; }

.warning-box {
  background: #fffbeb;
  border-left: 3px solid #f59e0b;
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 18px 22px;
  margin: 24px 0;
}
.warning-box p { color: #78350f; margin: 0; font-size: .88rem; }

/* =============================================
   FOOTER
   ============================================= */
.site-footer {
  background: #0a1e38;
  color: rgba(255,255,255,.65);
  padding: 60px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.footer-col h4 {
  color: var(--white);
  font-size: .72rem;
  margin-bottom: 16px;
  letter-spacing: .1em;
  text-transform: uppercase;
  font-weight: 700;
}
.footer-col p   { font-size: .82rem; color: rgba(255,255,255,.5); margin-bottom: 10px; line-height: 1.6; }
.footer-col ul  { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.footer-col a   { color: rgba(255,255,255,.55); font-size: .82rem; text-decoration: none; transition: color .12s; }
.footer-col a:hover { color: var(--white); text-decoration: none; }
.footer-logo { display: flex; align-items: center; gap: 10px; margin-bottom: 16px; }
.footer-logo .logo-mark { background: var(--blue-mid); box-shadow: none; }
.footer-logo .logo-text { color: var(--white); }
.footer-logo .logo-text span { color: rgba(255,255,255,.4); }

.footer-bottom {
  padding: 20px 0;
}
.footer-bottom-inner {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 16px;
  flex-wrap: wrap;
}
.footer-legal { font-size: .72rem; color: rgba(255,255,255,.35); line-height: 1.7; max-width: 680px; }
.footer-links { display: flex; gap: 16px; flex-shrink: 0; }
.footer-links a { font-size: .75rem; color: rgba(255,255,255,.4); }
.footer-links a:hover { color: var(--white); }

/* =============================================
   COMPARISON TABLE
   ============================================= */
table { border-radius: var(--radius-lg); overflow: hidden; }
table th { font-size: .8rem; }
table td { font-size: .88rem; }

/* =============================================
   RESPONSIVE
   ============================================= */
@media (max-width: 900px) {
  .hero-inner  { grid-template-columns: 1fr; }
  .hero-card   { max-width: 480px; }
  .about-grid  { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 640px) {
  .main-nav, .header-ctas .btn:not(.btn-sm) { display: none; }
  .nav-toggle { display: block; }
  .hero { padding: 52px 0 44px; }
  .section { padding: 52px 0; }
  .footer-grid { grid-template-columns: 1fr; }
  .trust-bar-inner { gap: 16px; }
  .carrier-logos { gap: 8px; }
  .form-row { grid-template-columns: 1fr; }
  .cta-banner-btns { flex-direction: column; align-items: center; }
}

/* Mobile Nav */
.mobile-nav {
  display: none;
  position: fixed;
  top: var(--header-h);
  left: 0; right: 0;
  background: var(--white);
  border-bottom: 1px solid var(--border);
  padding: 16px 24px;
  z-index: 99;
  box-shadow: var(--shadow-md);
  flex-direction: column;
  gap: 4px;
}
.mobile-nav.open { display: flex; }
.mobile-nav a {
  padding: 11px 14px;
  border-radius: var(--radius);
  color: var(--text-mid);
  font-weight: 500;
  text-decoration: none;
  transition: background .12s;
  font-size: .9rem;
}
.mobile-nav a:hover { background: var(--blue-xlight); color: var(--blue-dark); }
.mobile-nav .btn { margin-top: 8px; }